Happy Birthday Mr Nell, enjoy the celebrations both!
I love January! It means December and November are over and it's getting light again, 5pm now. Yay!
I overspend around Christmas, but not into debt. My December salary was always paid before Christmas, and has continued with my pension, which means 6 weeks to end of January. Fortunately, the state pension is 4 weekly, so I know that makes me lucky.
I haven't felt like drinking this month, so have inadvertently gone dry, not that I overdo things at Christmas and need to go dry anyway. I won't be "Dechoxing" in February either, what would I do with all the boxes of chocolates I shall receive on the 14th!