When scum like this are caught they should payback every last penny to the people they have scammed. The banks are not doing enough.
But technically, reading the article, it's not the banks fault.
Mr Freedman added: “With these frauds, there always comes a point when the victim 'buys’ the story. From that point, evidence to the contrary is ignored or explained away. It’s vital to give yourself time to step back and ask yourself: 'Is this reasonable?’
“In cases such as this, it is not the bank’s system that has been hacked, it is the victim him or herself.”
Doesn't alter the fact that the victims must be distraught, and you're right describing the con artists as scum.
Thats exactly why the bank isn't liable. Scam or not the individual was responsible for handing over the money.
Agree that the people who do this are the scum of the earth though and we all like to think we wouldn't fall for a scam such as this but who knows how we would react if we were at a very low point, feeling a bit out of sorts or just a bit confused at the time
Post by Berry McPaper-cuts on Mar 12, 2018 21:16:53 GMT
All the more reason for banks to react faster and stop the transfer of funds . Quick enough to take money out of an account, not so quick to put money in, unless you are the scammer. Gloria Hunniford last week, referring to the time when a woman who looked nothing like her was able to steal her money without any identity checks, said she no longer trusted the banks and keeps her money elsewhere.
In all fairness to them they have been reiterating to us for some considerable time the importance of safety on line. They do monitor to a point and I have received calls when I have used my card multiple times in quick succession to check that its really me before they have allowed a transaction to go through
Unfortunately they are unable to allow for people who have readily (albeit it fraudulently) been persuaded to follow instructions that have lead to money being transferred to scam artists)
Its a terrible business and like I said earlier who knows how any of us would react to this sort of pressure at some points in our life but I dont think we can blame the banks
Expecting the banks to use the profits they have made from my money to stop this type of fraud is not blaming the banks.
I think that we need to look to the law to put an end to these scams, it is after all a criminal activity. Yes the banks make money (they are a business after all) but they do warn us over and over again about shysters and cheats.
They can only do so much and others need to be taken into account also
Post by Berry McPaper-cuts on Mar 13, 2018 9:44:58 GMT
When my mother asked me to manage her financial affairs I discovered the clerks at her bank had been using her to make bonuses for themselves. She hadn’t got the hang of not having too much in her personal account so that scammers hadn’t got a lot to siphon off if the worst happened and she fell prey to a scammer so what they has been doing was when she came into the bank to draw money out she was being advised to open s savings account to ensure the amount they advised was only in her personal account, for every savings account opened the clerk got a bonus. When I took over she had been persuaded to open 4 savings accounts, all paying the same interest.
That is indeed a very underhand thing to do but is a different issue all together I think
I’m not saying the banks are perfect only that they can’t be held accountable if their customers fall foul of scammers such as these. If the banks were held accountable to pay all monies obtained in such a manner then that would undoubtedly open up another opportunity for fraud
I've had a few 'official' looking emails from my banks in the past that seemed genuine enough, but I know never to click on anything in an email or give any details. Ditto with any similar requests on the phone. A phone call to your bank will soon confirm that it's a scam.
On two occasions I've had a text from my bank about an unusual transaction and have rung them. Both were genuine because they were for goods that I had received from a U.K. company but their main warehouse was abroad.
Another scam that's doing the rounds .... is from 'PayPal' (again) although it's one I haven't seen before, so thought I'd forewarn anyone who uses PayPal.
I had an email this morning which looked genuine and which said that they were sorry that I'd decided to close my account. There was a link to click on to open a new account if I had changed my mind.
1) I haven't closed my account and 2) in your dreams, scammers!
I'm so wary of scam emails I won't open any attachments or click on links on them without either looking for the info on their website or speaking to someone first. I've had at least two emails with attachments from people I know that I was suspicious of, neither of them was genuine. This morning there was one from PayPal with updates to their legal agreements, they're obviously aware of the problem so they also included where to locate the updates on their website
People who are wrong are just as sure they're right as people who are right, the only difference is they're wrong
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ScamwatchMar 13, 2018 11:13:43 GMTvia mobileFrazz likes this
Whilst there is a point at which the person being scammed "allows" it to happen, the banks are allowing people to set up accounts for fraudulent purposes. If you're scammed you send your money to another bank account. That's where the banks are letting us down. It shouldn't be possible for some numptie hell bent on fiddling decent people out of money to set up a legit bank account that somehow allows them to be untraceable and unaccountable.
If I pay money to say FP my bank sends it to hers but if I sent to M by mistake and she thought ooo jolly dee an extra tenner has appeared from I know not where that's my fault. But if someone pretended to be FP that should be a whole other bleeding ballgame. Whether it's a tenner or my life savings. The money has to be somewhere. It ought to be traceable but it clearly isn't.